5 years ago you could get anything you wanted no matter how bad you managed your money. However today, you are judged by your money management. Credit, for some, has become our blast from the past. Today, society uses your credit to determine who you are as a person. To determine if you are responsible or not. To determine how much of a risk you are. Now you have cell phone companies, cable companies, apartments complexes, and even some jobs checking your credit before giving you an approval.
Today is the day where it is time to take back control of your life. Become responsible in our money choices. Perform checks and balances. Write out your income and accurately calculate your expenses, determine your surplus. Then decide if you can afford to have premium cable in every room in the house. Decide if you can afford to go out to the club every weekend and spend $50. Decide how much money you can afford to invest in your future.
Becoming financially responsible is not hard work. Its a matter of will power. Its a matter of how bad you want financial freedom. Its a matter of what expectations you have for yourself and your family.
